November 2026

Five warning signs

A convincing-looking message is not necessarily legitimate. Watch for these red flags:

1. Urgency. Messages that tell you to “act now” pressure you to respond quickly.
2. Secrecy. A demand such as “don’t tell anyone” should raise suspicion.
3. Requests to move money. Scammers may tell you to transfer funds to “protect your account.”
4. Requests for personal information. Be wary of demands for passwords or account details.
5. Suspicious links or contact information. Watch for questionable links in emails or texts, along with phone numbers presented as bank contacts.

Bath State Bank will be closed on Nov. 11th in observance of Veterans Day. Our ATMs (Bath, West College Corner, Liberty and Brookville Main Street) as well as our online banking software and mobile app are available for your convenience 24/7.

We extend our gratitude for all of those who have served our country in our armed services, and to the spouses who have supported their soldier through deployment, relocation and many other challenging times.

Please thank a Veteran for their service. Thank you.

Bath State Bank receives numerous questions about scams. Here are a few items to help you avoid a scam. 

1. Block unwanted calls and text messages. Take steps to block unwanted calls and to filter unwanted text messages.
2. Don’t give your personal or financial information in response to a request that you didn’t expect. Honest organizations won’t call, email or text to ask for your birth date or Social Security, bank account and credit card numbers.
3. If you get an email or text message from a company you do business with and you think it’s real, it’s still best not to click on any links. Instead, contact them using a web site you know is trustworthy or look up their phone number. Don’t call a number they gave you or the number from your Caller ID.
4. Resist the pressure to act immediately. Honest businesses will give you time to make a decision. Anyone who pressures you to pay or give them your personal information is a scammer.
5. Know how scammers tell you to pay. Never pay someone who insists that you can only pay with cryptocurrency, a wire transfer service like Western Union or MoneyGram, a payment app or a gift card. Never deposit their check and send money back to them.
6. Talk to someone you trust. Before you do anything else, tell someone — a friend, a family member, a banker — what happened. Talking about it could help you realize it’s a scam.

As of today (11/6), Bath State Bank Liberty office's phones are down. Please call our main office at 765-732-3022. Sorry for the inconvenience.