Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: September 11, 2026

Year
Interest Rate
Point
  APR
30 year fixed    6.875%
  1 
  7.019%
30 year fixed 7.125% 0.5   7.221%
30 year fixed 7.250%
  0
  7.295%
20 year fixed 6.875%
  1
  7.063%
20 year fixed 7.000% 0.5   7.124%
20 year fixed 7.125%
  0 
  7.184%
15 year fixed 6.250%   1   6.481%
15 year fixed 6.375% 0.5   6.526%
15 year fixed 6.625%   0   6.697%
10 year fixed 6.000%   1   6.324%
10 year fixed 6.375% 0.5   6.588%
10 year fixed 6.625%   0   6.726%