Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: October 4, 2022

Years
Interest Rate
Point
Out of Pocket Cost
APR
**Max Loan-to-Value
30 year fixed   

6.250% 

1

 

+
6.370%
95%
30 year fixed
6.500%
1/2
+

6.573%

95%
30 year fixed

6.625% 

 
0
+
6.649%
95%
20 year fixed

6.125%

1
+
6.282%
95%
20 year fixed

6.375%

1/2
+
6.470%
95%
20 year fixed

6.500%

0
+

6.532%

95%
15 year fixed
5.750%
1
+

5.946%

95%
15 year fixed

5.875%

1/2
+
5.992%
95%
15 year fixed
6.000%
0
+

6.039%

95%
10 year fixed
5.625%
1
+
5.902%
95%
10 year fixed
5.875%
1/2
+

6.041%

95%
10 year fixed
6.000%
0
+
6.055%

95%

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value = Pending usage of loan