Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: November 10, 2026

Year
Interest Rate
Point
  APR
30 year mortgage    6.875%
  1 
  7.019%
30 year mortgage  7.000% 0.5   7.095%
30 year mortgage  7.125%
  0
  7.170%
20 year mortgage  6.500%
  1
  6.686%
20 year mortgage  6.875% 0.5   6.998%
20 year mortgage  7.000%
  0 
  7.058%
15 year mortgage  6.250%   1   6.481%
15 year mortgage  6.375% 0.5   6.526%
15 year mortgage  6.750%   0   6.822%
10 year mortgage  5.875%   1   6.198%
10 year mortgage  6.000% 0.5   6.211%
10 year mortgage  6.750%   0   6.851%