Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective; July 17, 2024

Years
Interest Rate
Point
Out of Pocket Cost
APR
**Max Loan-to-Value
30 year fixed   

6.500%

 1 

+

6.641%
95%
30 year fixed
6.625%
0.5
+

6.718%

95%
30 year fixed

6.875% 

 
  0
+
6.919%
95%
20 year fixed

6.125%

 1
+
6.308%
95%
20 year fixed

 6.375%

 0.5

+
6.496%
95%
20 year fixed

6.500%

  0 
+

6.557%

95%
15 year fixed

 6.000%

 1
+

 6.229%

95%
15 year fixed

 6.250%

 0.5 +  6.400%
95%
15 year fixed  6.500%   0
+

6.572%

95%
10 year fixed

 6.000%

  1 +  6.324%
95%
10 year fixed

 6.250%

 0.5 +  6.462%
95%
10 year fixed

 6.500%

  0

 +  6.601% 95%

 

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value = Pending usage of loan