FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentOnline banking has made it easier to do many things such as pay bills, view balances and make remote deposits. Even with all these improvements to the banking experience, some users still forget about balancing their accounts and checking their statements in a timely manner.
Setting up text alerts for transactions is a good way to spot fraudulent charges; however, reviewing your Bank statement each month provides a more accurate source of information.
Bath State Bank reminds customers to check Bank account statements each month. If you are an online user, it’s easy to do this more often. If you utilize our Bank Easy auto phone teller, you have the ability to frequently monitor your accounts too.
Did you know that if you spot a fraudulent charge after a 60-day period that there isn’t much you can do about it? A 60-day rule determines a consumer’s liability for unauthorized transactions. This rule states that if a consumer doesn’t report an unauthorized electronic funds transfer (EFT) or a fraudulent charge to their bank account within 60 days of the statement that first shows the issue, the consumer is liable for any unauthorized transfers that occur after the 60-day period.