January 2025

Take the time to create proactive measures to help your loved ones avoid a headache and the complications when you die. Authorized signers and Power of Attorney (POA) cease at death. For example: If you are listed as Power of Attorney for your mother’s checking account, this ceases on an account upon the death of the owner. 

Joint Owners, Payable on Death (POD) and Transfer on Death (TOD) accounts allow for the direct transfer of funds. Keep in mind, a POA cannot name themselves as a joint owner without the other owner’s consent and signature.

Bath State Bank will be closed on Mon., Jan. 20th, 2025, in observance of Martin Luther King Jr. Day.

Our online banking/mobile app and our ATMs (located in Bath, West College Corner, Liberty and Brookville) are available 24/7.

Need to reorder checks? To place a check reorder, please visit our check reorder link. If you are unable to complete the online reorder, please call us at 765-732-3022.

If you have a new address or you are out of numerical order on your check reorder, you will need to speak to a customer service representative at Bath State Bank. This is a security safety to protect your account from fraud.

In the event of inclement weather advisories issued by the State of Indiana . . .

• If Franklin County is on a Level Red advisory – the Bath location will be closed.
• If Union County is on a Level Red advisory – Liberty and West College Corner locations will be closed.

Level Red means that all county roadways are closed to non-emergency personnel. No one should be using county roadways unless it is absolutely necessary to travel. For the safety of our employees, Bath State Bank will adhere to the Indiana advisory. 

If you need a job, that text messaging offering a full- or part-time position you didn’t apply for might seem great. You might be thinking, why not check it out? Unfortunately, it’s likely a job scam.

Here’s how the scam might work. You get a text out of the blue from someone who says they’re a recruiter for a company. It might even look like the text is from a company you know. Either way, you didn’t apply for a job with that company. But the text asks you to reply with some personal or financial information or click a link. That’s probably a scam designed to steal your money or identity. Don’t click any links or respond to the text.

To avoid a job scam:

• Start your job search with sources you know are legit. 
• Don’t click on links or respond to unexpected texts. If you think the text could be legit, contact the company using a web site or phone number you know is real — not the information in the text.
• Do some research. Search online for the name of the company and words like “review,” “scam” or “complaint.” If you can’t find the company online, steer clear.
• Block unwanted texts. Scammers send texts designed to get your attention. Some phone settings and call-blocking apps let you block a number.

If you spot a text scam, tell the FTC at ReportFraud.ftc.gov and forward it to 7726 (SPAM), or use your phone’s report “junk” option to delete and report it.