All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.
Effective: January 26, 2023
| Years |
Interest Rate
|
Point
|
Out of Pocket Cost
|
APR |
**Max Loan-to-Value
|
||
|---|---|---|---|---|---|---|---|
| 30 year fixed |
|
1
|
+
|
|
95%
|
||
| 30 year fixed |
|
0.5 |
+
|
|
95%
|
||
| 30 year fixed |
|
0
|
+
|
|
95%
|
||
| 20 year fixed |
|
1
|
+
|
|
95%
|
||
| 20 year fixed |
|
0.5 |
+
|
|
95%
|
||
| 20 year fixed |
|
0
|
+
|
|
95%
|
||
| 15 year fixed | 4.875% |
1
|
+ |
5.097% |
95%
|
||
| 15 year fixed |
5.125% |
0.5 | + | 5.271% |
95%
|
||
| 15 year fixed |
|
0 |
+
|
|
95%
|
||
| 10 year fixed |
4.875% |
1 | + | 5.192% |
95%
|
||
| 10 year fixed |
5.125% |
0.5 | + | 5.333% |
95%
|
||
| 10 year fixed |
5.250% |
0 |
+ | 5.348% | 95% |
|
All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan
APR = Annual Percentage Rate
**Loan-to-Value = Pending usage of loan