Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: August 17, 2022

Years
Interest Rate
Point
Out of Pocket Cost
APR
**Max Loan-to-Value
30 year fixed

5.000% 

1
+
5.111%
95%
30 year fixed
5.125%
1/2
+

5.192%

95%
30 year fixed

5.375% 

 
0
+
5.397%
95%
20 year fixed

4.750%

1
+
4.899%
95%
20 year fixed

4.875%

1/2
+
4.965%
95%
20 year fixed
5.000%
0
+

5.030%

95%
15 year fixed
4.375%
1
+

4.563%

95%
15 year fixed

4.625%

1/2
+
4.738%
95%
15 year fixed
4.875%
0
+

4.913%

95%
10 year fixed
4.375%
1
+
4.645%
95%
10 year fixed
4.625%
1/2
+

4.787%

95%
10 year fixed
4.875%
0
+
4.929%

95%

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value = Pending usage of loan