Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective; December 11, 2024 

Years
Interest Rate
Point
  APR
30 year fixed    6.500%
  1 
  6.641%
30 year fixed 6.625% 0.5   6.718%
30 year fixed 6.875%
  0
  6.919%
20 year fixed 6.000%
  1
  6.182%
20 year fixed 6.250% 0.5   6.370%
20 year fixed 6.500%
  0 
  6.557%
15 year fixed 5.625%   1   5.851%
15 year fixed 6.000% 0.5   6.149%
15 year fixed 6.250%   0   6.321%
10 year fixed 5.500%   1   5.821%
10 year fixed 5.875% 0.5   6.086%
10 year fixed 6.000%   0   6.100%

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate