Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: July 1, 2025

Year
Interest Rate
Point
  APR
30 year fixed    6.375%
  1 
  6.515%
30 year fixed 6.500% 0.5   6.592%
30 year fixed 6.625%
  0
  6.669%
20 year fixed 5.875%
  1
  6.056%
20 year fixed 6.000% 0.5   6.119%
20 year fixed 6.125%
  0 
  6.181%
15 year fixed 5.500%   1   5.726%
15 year fixed 5.750% 0.5   5.898%
15 year fixed 5.875%   0   5.945%
10 year fixed 5.250%   1   5.569%
10 year fixed 5.375% 0.5   5.584%
10 year fixed 5.500%   0   5.599%

 

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate