Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: May 21, 2025

Year
Interest Rate
Point
   APR
30 year fixed    6.875%
  1 
   7.019%
30 year fixed 7.000% 0.5   7.095%
30 year fixed 7.125%
  0
   7.170%
20 year fixed 6.375%
  1
   6.560%
20 year fixed 6.625% 0.5   6.747%
20 year fixed 6.875%
  0 
   6.933%
15 year fixed 6.000%   1   6.229%
15 year fixed 6.125% 0.5   6.275%
15 year fixed 6.250%   0   6.321%
10 year fixed 5.750%   1   6.072%
10 year fixed 6.000% 0.5   6.211%
10 year fixed 6.250%   0   6.350%

 

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate