Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: September 27, 2023

Years
Interest Rate
Point
Out of Pocket Cost
APR
**Max Loan-to-Value
30 year fixed   

7.250%

 1 

 

+
7.398%
95%
30 year fixed
7.375%
0.5
+

7.472%

95%
30 year fixed

7.625% 

 
 0
+
7.671%
95%
20 year fixed

7.125%

 1
+
7.315%
95%
20 year fixed

 7.375%

 0.5

+
7.500%
95%
20 year fixed

7.500%

 0 
+

7.559%

95%
15 year fixed  6.875%
 1
+

 7.110%

95%
15 year fixed

 7.000%

 0.5 +  7.154%
95%
15 year fixed

7.375%

  0
+

7.448%

95%
10 year fixed

 6.875%

  1 +  7.204%
95%
10 year fixed

 7.000%

 0.5 +  7.215%
95%
10 year fixed

 7.375%

 0

 +  7.477% 95%

 

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value = Pending usage of loan