Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective; December 30, 2024 

Years
Interest Rate
Point
   APR
30 year fixed    6.750%
  1 
   6.893%
30 year fixed 6.875% 0.5   6.969%
30 year fixed 7.000%
  0
   7.045%
20 year fixed 6.500%
  1
   6.686%
20 year fixed 6.750% 0.5   6.872%
20 year fixed 7.000%
  0 
   7.058%
15 year fixed 6.125%   1   6.355%
15 year fixed 6.375% 0.5   6.526%
15 year fixed 6.625%   0   6.697%
10 year fixed 6.000%   1   6.324%
10 year fixed 6.250% 0.5   6.462%
10 year fixed 6.500%   0   6.601%

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate