All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.
Effective: July 23, 2026
| Year |
Interest Rate
|
Point
|
APR | |
|---|---|---|---|---|
| 30 year fixed | 6.750% |
1
|
6.893% | |
| 30 year fixed | 6.750% | 0.5 | 6.843% | |
| 30 year fixed | 6.875% |
0
|
6.919% | |
| 20 year fixed | 6.375% |
1
|
6.560% | |
| 20 year fixed | 6.625% | 0.5 | 6.747% | |
| 20 year fixed | 6.875% |
0
|
6.933% | |
| 15 year fixed | 6.000% | 1 | 6.229% | |
| 15 year fixed | 6.125% | 0.5 | 6.275% | |
| 15 year fixed | 6.375% | 0 | 6.446% | |
| 10 year fixed | 6.000% | 1 | 6.324% | |
| 10 year fixed | 6.125% | 0.5 | 6.337% | |
| 10 year fixed | 6.375% | 0 | 6.476% |