Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: September 25, 2026

Year
Interest Rate
Point
  APR
30 year mortgage    7.250%
  1 
  7.398%
30 year mortgage  7.375% 0.5   7.472%
30 year mortgage  7.625%
  0
  7.671%
20 year mortgage  7.250%
  1
  7.441%
20 year mortgage  7.250% 0.5   7.375%
20 year mortgage  7.500%
  0 
  7.559%
15 year mortgage  6.625%   1   6.858%
15 year mortgage  6.750% 0.5   6.903%
15 year mortgage  7.000%   0   7.073%
10 year mortgage  6.625%   1   6.953%
10 year mortgage  6.750% 0.5   6.964%
10 year mortgage  7.000%   0   7.102%