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Looking for a career change? We’re hiring! Bath State Bank is currently seeking a full time Customer Service Representative at our Bath location.

The qualified individual in this position is required to: be reliable, be highly detail oriented, have willingness to learn and have friendly customer service skills. Previous banking experience is helpful, but not required. This position will work Monday through Friday, and an occasional Saturday morning until Noon.

Interested candidates for this customer service position may submit a resume before October 18, 2024, to: Human Resources, Bath State Bank, PO Box 10, Bath, Ind. 47010 or email humanresources@bathstatebank.com. Facebook Messenger messages not accepted.

Bath State Bank is an equal opportunity employer.

As of January 1, 2024, the bipartisan Corporate Transparency Act requires many companies doing business in the United States to report information about the individuals who ultimately own or control them. The law was passed to curb illicit finance and protect U.S. national security. Filing is simple, secure and free of charge. Learn more about beneficial ownership reporting at www.fincen.gov/boi.

Companies that are required to comply (“reporting companies”) must file their initial reports by the following deadlines:

• Existing companies: Reporting companies created or registered to do business in the United States before January 1, 2024 must file by January 1, 2025.
• Newly created or registered companies: Reporting companies created or registered to do business in the United States in 2024 have 90 calendar days to file after receiving actual or public notice that their company’s creation or registration is effective.

Beneficial ownership information reporting is not an annual requirement. A report only needs to be submitted once, unless the filer needs to update or correct information.

What is FinCEN? The Financial Crimes Enforcement Network (FinCEN) is a bureau of the U.S. Treasury Department. Its mission is to safeguard the financial system from illicit use, combat money laundering and its related crimes including terrorism, and promote national security through the strategic use of financial authorities and the collection, analysis, and dissemination of financial intelligence.

Who needs to file? A company may need to report beneficial ownership information to FinCEN if it is:

• a corporation, a limited liability company (LLC), or was otherwise created in the United States by filing a document with a secretary of state or any similar office under the law of a state or Indian tribe; or
• a foreign company that was registered to do business in any U.S. state or Indian tribe by such a filing.

For more information about whether a company needs to file, visit fincen.gov/boi.

You receive a text message with a job offer that pays hundreds of dollars a day for doing remote work. It might sound tempting, but here’s the catch: they ask you to text them your Social Security number. Don’t share it. It’s a scam.

Scammers send texts and emails and communication thru the WhatsApp pretending to offer remote jobs for positions like online data specialists. They promise they’ll pay up to $600 a day, but the company hiring is a total mystery. The text only says the job’s age requirement and asks for a valid Social Security number. Before you act, know this: not only is the job not legit, but if you send your information, the scammer can use it to steal your identity and create serious problems for you.

Here’s advice to help you deal with unexpected texts that could lead to job scams:

• Don’t click on links or respond to unexpected texts. If you think the text could be legit, contact the company using a web site or phone number you know is real — not the information in the text.
• Do some research. Scammers usually promise big rewards for little work, but don’t give a lot of information. Search online for the name of the company and words like “review,” “scam” or “complaint.” If you can’t find the company online, steer clear.
• Block unwanted texts. Scammers send texts designed to get your attention. Some phone settings and  call-blocking apps let you block unwanted texts so you don’t hear from scammers in the first place.

If you spot a text scam, tell the FTC at ReportFraud.ftc.gov and forward it to 7726 (SPAM) or use your phone’s report “junk” option to delete and report it.

Did you give personal or financial information for a job that turned out to be a scam? Go to IdentityTheft.gov to report it and get a recovery plan.

Did you know that Bath State Bank offers various types of Visa credit cards? Whether you are looking for cash rewards or points, our adult, secured card (for those fixing credit), young adult, business, community or farm credit cards might fit your needs. Choosing the right credit card is easier than ever.

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you'll enjoy important features like:

• Convenient and Flexible Purchasing Power.
• Accepted at millions of locations worldwide
• Mobile purchasing capability for added convenience
• Zero Fraud Liability.* You won’t be liable for fraudulent purchases
• when your card is lost or stolen
• Cardmember Service available 24 hours a day/365 days per year
• Plus much more

Bath State Bank partners with Elan to offer VISA options. APPLY today or LEARN more about our options.

Card ownership and credit limit amount are subject to credit approval by Elan Financial Services.

Bath State Bank will conduct a core system update on Sat., Sept. 7th from Noon until at least 4 p.m. Our system, including online banking/Bank by Mouse, mobile deposit and bill pay, will be out of service temporarily for the core update. We are sorry for any inconvenience.

SCAM ALERT!

Bath State Bank is reporting a TEXT SCAM happening this morning that customers and noncustomers are receiving. Please do NOT click on any text link. Please do NOT call the number. 

Our staff will NOT text you regarding your account. If you receive a text message, please delete it. You know our staff. You know our phone number. Check your statement, newsletter or phonebook if you don't have our number.

In addition, phone numbers can be spoofed. We will NEVER ask you for your personal information. When in doubt, hang up and call our number. Do NOT push redial on your phone.

How to Avoid A Scam!

• Don’t click on links in unexpected emails or text messages. Scammers send emails and text messages that look like they’re from your bank or a government agency, but are designed to steal your money and your personal information. Don’t click on any link, and don’t pass it on to others. Simply delete the message.

• Don’t trust your caller ID. Your caller ID might show the government agency’s real phone number or even say “Social Security Administration,” for example. But Caller ID can be faked. It could be anyone calling from anywhere in the world. Even Bath State Bank’s phone number can be spoofed. When in doubt, HANG UP and call the number you know listed on your statement, our web site or in the phone book.

• Don’t give your financial or other personal information to someone who calls, texts or emails and says they’re with your bank or a government agency. If you think a call or message could be real, stop. Hang up the phone and call directly to a number you know is correct.

• Don’t wire money, send cash or use gift cards or cryptocurrency to pay someone who says they’re with the government. Scammers ask you to pay these ways because it’s hard to track that money, and almost impossible to get it back. They’ll take your money and disappear.

Bath State Bank will be closed on Monday, September 2nd in observance of Labor Day. We celebrate our nation’s strength – the American worker. Thank you to all laborers – both past and present -- who helped build our country.

As always, Bath State Bank’s online banking center and auto phone teller are available 24/7 for your account needs. Thank you for your business.

Due to Bath State Bank's recent system conversion (Aug. 10), you may have noticed that you received your eStatement email notice sooner than normal. Once the physical statements go out, it's possible that you'll receive a duplicate in the mail. This will only be an occurrence for the month of August. Come September, everything should be back to normal as far as your statements go.

As always, if you have any questions about your accounts, please feel free to give us a call at (765) 732-3022 or stop by Bath, West College Corner or Liberty. Thank you for being our customer.

Bath State Bank is currently seeking a full-time Call Center Representative. The qualified individual in this position is required to: be reliable, be highly detail oriented, have willingness to learn, and have good customer service and phone skills. Must be proficient in using all types of computer devices. Previous banking experience is helpful, but not required.

This position will work a shift from 8 a.m. until 4 p.m. (Monday - Thursday); and on a Friday rotation of 8 a.m. – 4 p.m. and 9:30 a.m. – 6 p.m. NO WEEKENDS.

Interested candidates for this position should submit a resume before Aug. 14, 2024, to: Human Resources, Bath State Bank, PO Box 10, Bath, Ind. 47010 or email humanresources@bathstatebank.com. Emailed resumes MUST be in PDF or Word format and attached to the email.

Facebook Messenger messages not accepted. Bath State Bank is an equal opportunity employer.

A new social media scam seeks to trick young people into depositing fake checks in exchange for paintings of the victims, according to a new Federal Trade Commission alert.

The scam begins with a direct message on social media from an “artist” saying they like the victim’s photo and want to pay the person thousands of dollars to use his or her likeness in a painting. The victims are then sent a check, told to deposit it and to take out money to send to the artist for the art supplies. By the time the person realizes the check was fake, “you’ll be out the money you sent the scammer and owe the bank any money you withdrew,” according to the agency.

“If someone you don’t know sends you a check and asks you to send money back to them or to someone else, it’s a scam,” the FTC said. “It’s best to only deposit checks from people you know and trust.”