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Ever tried to pay for parking and discovered you need to scan a QR code to pay? It seems like a convenient way to pay, but it turns out scammers like using QR codes too. People have reported scammers covering up legit QR codes on parking meters with a QR code of their own.

If you scan that "scammy" QR code, it could take you to a fake site designed to steal your money, your personal information or both. So, how can you protect yourself from these scams? 

Follow these steps: 

• Inspect the URL link. Many QR readers preview the link they will send you to. Make sure there are no spelling mistakes or switched letters in the link before you click.
• Protect your phone. Update your phone's operating system (OS) and apps to help prevent scammy links from turning into a hack: 
  • Apple Support: Update your iPhone or iPad
  • Android Help: Check & update your Android version
• Use strong passwords for your accounts. Protect your online accounts with strong passwords and multi-factor authentication.

Think you scanned a bad QR code? Follow these steps:

• Don’t interact with the scammer: If you reach out to someone through the website you think is fake, they may try to get money or sensitive information out of you. 
• Change your password: If you entered credentials like your username or password, immediately change them wherever you use the same password for other accounts. 
• Review your transactions: Check your credit card and bank statements to spot transactions you didn’t make.

Then, report it to the FTC at ReportFraud.ftc.gov.

Bath State Bank receives numerous questions about scams. Here are a few items to help you avoid a scam. 

1. Block unwanted calls and text messages. Take steps to block unwanted calls and to filter unwanted text messages.
2. Don’t give your personal or financial information in response to a request that you didn’t expect. Honest organizations won’t call, email or text to ask for your birth date or Social Security, bank account and credit card numbers.
3. If you get an email or text message from a company you do business with and you think it’s real, it’s still best not to click on any links. Instead, contact them using a web site you know is trustworthy or look up their phone number. Don’t call a number they gave you or the number from your Caller ID.
4. Resist the pressure to act immediately. Honest businesses will give you time to make a decision. Anyone who pressures you to pay or give them your personal information is a scammer.
5. Know how scammers tell you to pay. Never pay someone who insists that you can only pay with cryptocurrency, a wire transfer service like Western Union or MoneyGram, a payment app or a gift card. Never deposit their check and send money back to them.
6. Talk to someone you trust. Before you do anything else, tell someone — a friend, a family member, a banker — what happened. Talking about it could help you realize it’s a scam.

We celebrate YOU on Wed., Aug. 26th with our Customer Appreciation Day “Dogs & Suds” lunch! Join us between 11 a.m. and 2 p.m. for an all-beef hot dog and a root beer at our Bath, West College Corner and Liberty locations. Swing by for a quick, grab-and-go lunch and enjoy chatting with our staff as we keep the grill rolling. It’s a great way for us to show how much we appreciate you.

If you can’t make it on Wednesday, stop by later that week to pick up a complimentary gift — our way of saying “thank you” for your continued support (while supplies last.)

We thank you for your continued support as we celebrate 102 years of full-service banking.

JOIN OUR TEAM! Enjoy a friendly work environment at Bath State Bank.

Bath State Bank is currently seeking a full-time Call Center Representative. The qualified individual in this position is required to: be reliable, be highly detail oriented, have willingness to learn, and have good customer service and phone skills. Must be proficient in using all types of computer devices. Previous banking experience is helpful but not required.

This position will work a shift from 8 a.m. until 4 p.m. (Monday - Thursday); and on a Friday rotation of 8 a.m. - 4 p.m. and 10 a.m. – 6 p.m. NO WEEKENDS.

Interested candidates for this position should submit a resume before August 14, 2026, to: Human Resources, Bath State Bank, PO Box 10, Bath, Ind. 47010 or email humanresources@bathstatebank.com. Emailed resumes MUST be in PDF or Word format and attached to the email. Facebook Messenger not accepted. 

Online banking has made it easier to do many things such as pay bills, view balances and make remote deposits. Even with all these improvements to the banking experience, some users still forget about balancing their accounts and checking their statements in a timely manner.

Setting up text alerts for transactions is a good way to spot fraudulent charges; however, reviewing your Bank statement each month provides a more accurate source of information.

Bath State Bank reminds customers to check Bank account statements each month. If you are an online user, it’s easy to do this more often. If you utilize our Bank Easy auto phone teller, you have the ability to frequently monitor your accounts too.

Did you know that if you spot a fraudulent charge after a 60-day period that there isn’t much you can do about it? A 60-day rule determines a consumer’s liability for unauthorized transactions. This rule states that if a consumer doesn’t report an unauthorized electronic funds transfer (EFT) or a fraudulent charge to their bank account within 60 days of the statement that first shows the issue, the consumer is liable for any unauthorized transfers that occur after the 60-day period.

Exciting News for Travelers! You can now add “Travel Notices” for your debit card in our Bath State Bank app/Bank by Mouse!

Simply click on the airplane icon under Card Management and follow the prompts. If you travel outside of the Country and plan to use your BSB debit card, you will need to call us prior to leaving. (Note: Business accounts will require a separate profile login to manage debit cards.)

If you have questions, please stop in any BSB location or call us at 765-732-3022

Cool off this summer by opening a Kids Club Savings Account at any one of our friendly locations on Thurs., June 18th between 9 a.m. and 3 p.m. 

Bring your child or grandchild to Bath, West College Corner or Liberty to open a Kids Club Savings Account. If already a customer, it would be a great day to have your child make a deposit to his or her account. Help your youngster get started on a good financial path to savings.

Open a Kids Club account!

• Learn about savings
• Free milkshake coupon for kids under 16
• Meet our friendly staff
• Enjoy snacks & Prize box

. . . Current Kids Club account holders (under 16 years old) are welcome to join the fun too!

Please Note: When opening an account, the minor needs to bring a Social Security card or a birth certificate. In addition, the adult on the account will need an I.D. card (driver's license) and another form of ID. Please feel free to call us prior to coming to make sure that you have the correct forms of I.D.

*A deposit of $5 is required to open this account, and a $5 minimum balance is required to maintain the account. The interest rate and annual percentage yield are disclosed on the BSB Interest Rate Chart in our lobby/web site. All other regulations follow Bath State Bank Passbook Savings.