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Tuesday, January 24, 2023 - 07:51

Did you know that when the Bank is closed you can still deposit checks, get cash, make loan payments, transfer money and check balances on your accounts?

We love seeing our customers, but in the unfortunate event that we have to close due to Emergency Road Conditions, this is a great alternative for our customers. Visit Bank by Mouse for more information or call us at 765-732-3022 to ask us how.

Tuesday, January 17, 2023 - 08:21

Consider Bath State Bank’s Early Harvest Money Market account for your savings needs. You don’t need to be a farmer to have an Early Harvest account at Bath State Bank.

If you want to earn a higher APY and you can meet the account minimum, a money market account is a good choice. It's a smart option for people who need easy access to their money as opposed to putting it into a certificate of deposit.

If you know that you won't need to keep all of your hard-earned money in a daily checking account and you want to earn a higher yield than a typical savings or checking account – yet you don’t want to commit to a CD term of 18, 24 or 36 months – this product might be your ticket. It’s a great idea to keep your money flexible.

Please call us today, stop in one of our lobbies or click here for more details.

Wednesday, January 11, 2023 - 08:02

If you’re stuck inside due to the cold weather and you find yourself spending more time on the internet, then you’ve probably noticed the “fun” online quizzes on social media.

Social media is flooded with “quizzes” and “challenge” posts to get to know friends and followers, but you need to be careful about what you share on social media.

“Your high school nickname + your first car + your favorite color” can contain clues crooks use to piece together your online account passwords, or the answers to those security questions you fill out in case you forget your password. 

“What’s your favorite color?” or “What is your mother’s maiden name?” are all a part of a big scheme to gain clues to your personal identity. These could be answers to your security questions or to reset passwords.

You should resist the temptation to play along with these games that are associated with your name on social media. If you have participated, it might be a good idea to change your security questions and settings if you’re nervous something you shared could open you up to fraud.

Don’t be vulnerable to identity theft.
 

Tuesday, January 3, 2023 - 08:10

Thank you for being our valued customer. We appreciate your trusted business. If you're looking to simplify your life in 2023, try our online banking bill pay product. If you need help getting registered, please give us a call at 765-732-3022.

Happy New Year!

Thursday, December 22, 2022 - 08:52

Please note Bath State Bank's 2022 End of Year Deadline:
End of Business for 2022 will be on 
FRIDAY, Dec. 30 at 4 p.m.
Any business after that will be on 2023.

Please visit our Holiday Hours too!

Tuesday, December 20, 2022 - 09:24

In the event of inclement weather advisories issued by the State of Indiana . . .

  • If Franklin County is on a Level Red advisory – the Bath location will be closed.
  • If Union County is on a Level Red advisory – Liberty and West College Corner locations will be closed.

Level Red means that all county roadways are closed to non-emergency personnel. No one should be using county roadways unless it is absolutely necessary to travel. For the safety of our employees, Bath State Bank will adhere to the Indiana advisory. (Level Red is the new State code for "3.")

Monday, December 19, 2022 - 10:52

Health savings account (HSA) contribution limits for 2023 are going up significantly in response to the recent inflation surge, the IRS announced.

The annual inflation-adjusted limit on HSA contributions for self-only coverage will be $3,850, up from $3,650 in 2022. The HSA contribution limit for family coverage will be $7,750, up from $7,300. The adjustments represent approximately a 5.5 percent increase over 2022 contribution limits, whereas these limits rose by about 1.4 percent between 2021 and 2022.

If you are interested in a Health Savings Account, please give us a call or visit our Heath Savings Account area (click here.)

Tuesday, December 13, 2022 - 14:01

Have you tried the payment alerts feature within your Bank by Mouse Bill Pay account? These alerts can help remind you when an upcoming bill is due.

Payment alerts also make it easy to stay on top of your bills. You can create text or email notifications that let you know when a payment is due. It's just another feature of Bill Pay that lets you “set it and forget it.”

Monday, December 5, 2022 - 08:38

With Cyber Monday shopping and the start of the holiday shopping season, we recommend that you use your credit card as opposed to your debit card for online purchases. Credit cards provide more protection than debit cards. One of the biggest reasons is because debit cards are linked with bank accounts. If an identity thief compromises a debit card, the victim’s bank account can be immediately drained of all available funds -- leaving the cardholder without access to their money.

The risk of online fraud increases exponentially during the holiday shopping season. Online criminals will be stepping up their efforts to prey upon unsuspecting or unprepared consumers. The U.S. Secret Service has provided Best Practices suggestion such as:

  • Keep software and antivirus updated
  • Change passwords to online shopping site regularly
  • Use a "credit card" as opposed to a debit card for better protection since a debit card is tied to your bank account
  • Never use public Wi-Fi
  • Be mindful of phishing schemes - emails and texts from unknown sources. Links and attachments can be a virus.
  • Only use reputable businesses, and look for the security lock next to the web site address in your browser
  • Never wire money directly to a seller
  • Check your statement often for suspicious transaction charges
Monday, November 21, 2022 - 18:45

Bath State Bank has an 18-month CD Special at 3.00 APY* starting Nov. 3, 2022, for a limited time. Give us a call today at 765-732-3022 and stop by Bath, West College Corner or Liberty.

*Certificate of Deposit: Annual Percentage Yield (APY) on this CD is effective Nov. 3, 2022. Min. $500. Penalty may be imposed for early withdrawal. Interest compounded daily. Rates effective for a limited time and are subject to change without notice. Member FDIC.