July 2024

Friday, July 26, 2024 - 08:12

A new social media scam seeks to trick young people into depositing fake checks in exchange for paintings of the victims, according to a new Federal Trade Commission alert.

The scam begins with a direct message on social media from an “artist” saying they like the victim’s photo and want to pay the person thousands of dollars to use his or her likeness in a painting. The victims are then sent a check, told to deposit it and to take out money to send to the artist for the art supplies. By the time the person realizes the check was fake, “you’ll be out the money you sent the scammer and owe the bank any money you withdrew,” according to the agency.

“If someone you don’t know sends you a check and asks you to send money back to them or to someone else, it’s a scam,” the FTC said. “It’s best to only deposit checks from people you know and trust.”

Tuesday, July 23, 2024 - 08:00

When you order something online, you might get several emails or text messages about your order: Confirming your order. Telling you it shipped. Saying it's out for delivery. Notifying you about delivery.

Did you know that scammers send fake package shipment and delivery notifications to try to steal people's personal information — not just at the holidays, but all year long? Here's what you need to know to protect yourself from these scams.

The bogus stories the scammers deliver

The scammers send bogus messages by email or text. The message might say that you missed a delivery attempt and ask you to click on a link to re-schedule the delivery. Or it could say that your item is ready to ship but you need to update your shipping preferences. Some create a sense of urgency by saying if you don’t respond right away, they'll return your package to the sender.

They want you to click on the link without thinking about it and enter your personal or financial information. But the site is fake. A look-alike of a real website. And it’ll capture all the information you enter. The link could also install harmful malware on your phone or computer that steals your information. Things like your usernames and passwords to your online banking, email or social media accounts that scammers could use to steal your identity and open new accounts in your name.

What to do

  • If you get a message about an unexpected package delivery that tells you to click on a link for some reason, don’t click.
  • If you think the message might be legitimate, contact the shipping company using a phone number or website you know is real. Don’t use the information in the message.
  • If you think it could be about something you recently ordered, go to the site where you bought the item and look up the shipping and delivery status there.
  • No matter the time of year, it always pays to protect your personal information.

-- Federal Trade Commission reprint

Monday, July 22, 2024 - 10:13

Bath State Bank will be closed on Sat., Aug. 10th due to a software conversion. Our BSB locations will be closed to perform the necessary upgrades. We are sorry for any inconvenience; however, we will reopen as normal on Aug. 12th.

Our online banking, phone teller and ATMs will be available during the conversion period. Thank you.