Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: May 15, 2026

Year
Interest Rate
Point
  APR
30 year fixed    6.375%
  1 
  6.515%
30 year fixed 6.500% 0.5   6.592%
30 year fixed 6.625%
  0
  6.669%
20 year fixed 6.000%
  1
  6.182%
20 year fixed 6.125% 0.5   6.244%
20 year fixed 6.375%
  0 
  6.432%
15 year fixed 5.750%   1   5.977%
15 year fixed 5.875% 0.5   6.024%
15 year fixed 6.000%   0   6.071%
10 year fixed 5.625%   1   5.947%
10 year fixed 5.875% 0.5   6.086%
10 year fixed 6.000%   0   6.100%