Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective:  February 21, 2025

Years
Interest Rate
Point
   APR
30 year fixed    6.625%
  1 
   6.767%
30 year fixed 6.750% 0.5   6.843%
30 year fixed 6.875%
  0
   6.919%
20 year fixed 6.250%
  1
   6.434%
20 year fixed 6.375% 0.5   6.496%
20 year fixed 6.500%
  0 
   6.557%
15 year fixed 5.875%   1   6.103%
15 year fixed 6.125% 0.5   6.275%
15 year fixed 6.375%   0   6.446%
10 year fixed 5.750%   1   6.072%
10 year fixed 6.000% 0.5   6.211%
10 year fixed 6.375%   0   6.476%

 

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate