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Friday, March 5, 2021 - 07:55

The ABA Foundation and the Federal Trade Commission released a new infographic highlighting the problem of government impostor scams. In 2020, 498,000 impostor scams were reported to the FTC by consumers and nearly one in five reported losing money, with reported losses totaling nearly $1.2 billion. Almost one-third of the scams involved someone posing as a government representative.

In impostor scams, scammers will typically call, email, text or direct message consumers on social media often claiming that back taxes are owed or that jury duty was missed and threatening victims with fines or arrest. Some scammers claim that Social Security or Medicare benefits are being withheld due to COVID-19, in an attempt to trick victims into clicking on a link or handing over personal information.

Do not give personal information to those you do not know.

Monday, March 1, 2021 - 08:46

Being the season when dry grains are being hauled to market and bins are being emptied, it is appropriate to provide winter safety reminders for the primary concerns at your on-farm storage facilities.

In 2019, Purdue University reported 38 grain entrapments across the U.S. Twenty-three of these entrapments resulted in a fatality. 

Entrapments or suffocation may occur in different ways:

  • In flowing grain, the farmer may be drawn down into the funnel and become entrapped.
  • Grain may also crust or bridge on the top, leaving a void underneath. When this “bridged grain” collapses under the weight of the workers, they fall through and are covered in a matter of seconds.
  • Grain may also accumulate on the side of the bin. This is particularly noticed in bins with moldy grain. As workers try to dislodge the hanging material, they can be crushed like an avalanche.   

Avoiding entrapment starts with having a plan. It is recommended that all work be performed outside the bin – this eliminates the risk of entrapment. If a worker must enter a storage bin, never enter alone.

Always have a second person remaining outside the point of entry. Prior to entry, turn off any electrical equipment and lock it out so that it cannot re-start while workers are inside. Consider installing a ladder on the inside of the bin to facilitate an emergency exit.

Consult with your local first responder units. It is a good idea to keep your local first responders involved with your operation. Invite them out for a tour and discuss resources available and potential scenarios that may evolve. Also talk to your fire and EMS units about their capabilities to respond to a grain bin emergency. Ask if they have rescue tubes available (even through mutual aid) if needed for an entrapment situation; and have they received training to know how to work together during an intense on-farm emergency. 

Due to the hazardous nature of stored grain, always keep children away from storage bins, wagons and trucks.

Credit to Ohio State University Extension Agronomy Team, state specialists at The Ohio State University and the Ohio Agricultural Research and Development Center (OARDC). Author(s): Wayne Dellinger & Dee Jepsen.

Wednesday, February 17, 2021 - 08:58

CALLING ALL STUDENTS AGED 13-18: We’re looking for creative, innovative videos that are up to 30 seconds and demonstrate the importance of smart money skills. Show us your best savings tips, why saving money is important, or how you choose to save for college. Your video could earn you some cash!

Bath State Bank has teamed with American Bankers Association for the 2021 Lights, Camera, Save! video contest. We want to find the best ideas from teens between the ages of 13-18 in this video contest. Our local winner will be awarded $100, and will advance to the American Bankers Association Foundation national contest with a chance to win up to $5,000, which is sponsored by VantageScore.

Think you don’t have a shot to win? A few years ago, Bath State Bank had an entry from Franklin County High School that placed 2nd in the nation and won $2,500, plus our local $100 prize! The year prior that, a Union County High School student’s video placed in the top-10 nationally, and was No. 1 in Indiana! You can do it, students!

Make sure your topic is relevant. Any personal finance themed entries will be accepted. Some ideas include:

Saving Tips, Spending Responsibly, Using Credit Wisely, Saving for College, Managing Debt, Protecting Your Identity and Retirement Saving.

Visit Lights, Camera, Save! for complete details. Good luck!

Tuesday, February 16, 2021 - 12:16

Due to the county snow emergency, Bath State Bank is on limited staffing. As of today (Tuesday 16th), our drive-ups are open from Noon - 4 p.m.

For more information about winter weather hours, please see our link on the right hand side of the homepage. Thank you.

Wednesday, February 3, 2021 - 08:28

Do you want a bigger kitchen? How about a room addition for an escape from the online learning clutter in your living room? Perhaps your family wants a pool for the summer?

Are you craving to do some home improvements this spring? Start planning with our online Mortgage Loan Center. Our online program is designed for you to research our loan products 24/7. Once you've completed your application and it has been received, one of our loan officers will give you a call. 

Life is busy enough. Bath State Bank can help you get started.

Thursday, January 21, 2021 - 07:51

The Internal Revenue Service warns of a text scam related to Economic Impact Payments. The IRS warns consumers of a text scam that is currently being used to trick individuals into disclosing bank account information in order to receive an economic impact payment. The IRS reminds consumers that it does not send unsolicited text messages.

Never disclose your personal information to those you do not know. For more tips on how to keep your personal information safe, read more on our Digital Defense portion of our web site.

Tuesday, January 19, 2021 - 07:55

The Internal Revenue Service announced on Friday, Jan. 15 that it will delay the start of tax filing season until Feb. 12. The delayed start date will allow the IRS time to do additional programming and system testing to ensure that taxpayers who did not receive their economic impact payment can claim the Recovery Rebate Credit when filing their 2020 tax return.

The IRS is urging taxpayers to file electronically with direct deposit as soon as possible. “Given the pandemic, this is one of the nation's most important filing seasons ever,” said IRS Commissioner Chuck Rettig. “This start date will ensure that people get their needed tax refunds quickly while also making sure they receive any remaining stimulus payments they are eligible for as quickly as possible."

Friday, January 15, 2021 - 08:04

Bath State Bank will be closed on Monday, Jan. 18th in observance of Martin Luther King Jr. Day. We will resume regular hours on Tuesday. As always, Bank by Mouse and Bank Easy will be available for your convenience. Thank you.

Wednesday, January 6, 2021 - 07:53

Due to the continued increased presence of COVID-19 in our community, our lobbies are CLOSED for general entrance until further notice; however, you may make an appointment to enter the Bank by simply calling us in advance or from the parking lot. Per Indiana state law mandate, please wear a mask for the health of our staff & you.

We can open accounts and service loans and other banking needs in our drive-up lanes. Just give us a call prior to your visit so we can start the process for you. Thank you.

Monday, January 4, 2021 - 10:17

To place a check reorder, please visit our check reorder link. If you are unable to complete the online reorder, please call us at 765-732-3022. If you have a new address or you are out of numerical order on your check reorder, you will need to speak to a customer service representative at Bath State Bank. This is a security safety to protect your account from fraud.