Join homeowners who have discovered the value of home equity as a credit resource. This popular source of credit may be used to remodel your home, install a new pool or deck, update your roof or storm windows, finance a family member’s education, purchase a vehicle, consolidate bills and much more.
Our experienced loan officers can help you maximize your home’s value and borrow against your accumulated equity in your home at a competitive interest rate. We finance second mortgages as well as offer a line of credit.
Personalized service features: acts like a checking account on the line of credit; payments made at Bath State Bank; fixed and adjustable interest rates for Second Mortgages; floating interest rates and 15-year maximum for Home Equity Line; based off the prime interest rate and equity position of your home; no annual fee.
Eligibility for potential borrowers:
- Loan Amount
- Home Equity Line of Credit
- Floating interest rate
Second Mortgage Loan (Closed-End Equity Loan):
- Fixed or adjustable interest rate
Information needed to process your loan:
- More details will be provided upon an appointment with a Bath State Bank loan officer.
Please call us at 765-732-3022 to make an appointment in Bath, West College Corner or Liberty.
All loans are subject to credit approval