Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: March 3, 2021

Years
Interest Rate
Point
Out of Pocket Cost
APR
**Max Loan-to-Value
30 year fixed
3.125%
1
+
3.224%
95%
30 year fixed
3.125%
1/2
+

3.184%

95%
30 year fixed
3.250%
0

 

+
3.270%
95%
20 year fixed

2.875%

1
+
3.014%
95%
20 year fixed

3.000%

1/2
+
3.084%
95%
20 year fixed
3.000%
0
+

3.028%

95%
15 year fixed
2.500%
1
+

2.679%

95%
15 year fixed
2.625%
1/2
+
2.732%
95%
15 year fixed
2.625%
0
+

2.661%

95%
10 year fixed
2.375%
1
+
2.636%
95%
10 year fixed
2.500%
1/2
+

2.656%

95%
10 year fixed
2.625%
0
+
2.677%
95%
           

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value = Pending usage of loan